{"id":29,"date":"2014-02-20T20:52:08","date_gmt":"2014-02-20T20:52:08","guid":{"rendered":"http:\/\/gpswp.com\/safefg\/?page_id=29"},"modified":"2014-03-21T21:28:05","modified_gmt":"2014-03-21T15:28:05","slug":"financial-planning","status":"publish","type":"page","link":"https:\/\/gpswp.com\/safefg\/financial-planning\/","title":{"rendered":"Financial Planning"},"content":{"rendered":"<p>Donald H. House, Jr. is an investment advisor representative of Spectrum Advisors Financial, LLC, a registered investment advisor, serving customers in Richmond, Indiana and surrounding communities. <em>&#8220;My mission is to provide local families and businesses with innovative financial strategies, solutions and planning that can lead to financial clarity and security.&#8221;<\/em><\/p>\n<p>In the financial services industry, there are generally two ways of obtaining financial advice: one is given by registered representatives or brokers and the other is given by investment advisors. While many investors aren\u2019t even aware differences exist, one of the main differences is that investment advisors have a fiduciary duty to act in the best interests of their clients at all times.<\/p>\n<p>An investment advisor representative is, by definition, legally bound and committed to working in their clients\u2019 best interests. We encourage you to compare the differences between Investment advisors and agents or brokers:<\/p>\n<p>An investment advisor representative&#8217;s goal is to:<\/p>\n<ul>\n<li>Put your interest first<\/li>\n<li>Understand your specific financial situation<\/li>\n<li>Offer straightforward advice that reflects your long-term goals<\/li>\n<li>Recommend investment solutions that best fit your unique needs<\/li>\n<\/ul>\n<p>A registered representative (broker):<\/p>\n<ul>\n<li>Facilitates the purchase and sale of securities for you<\/li>\n<li>Recommends investments based on the suitability of the product for your unique needs<\/li>\n<li>Tries to provide best execution for your orders<\/li>\n<li>Is compensated by commissions; by the companies they represent<\/li>\n<\/ul>\n<p>In today&#8217;s complex financial world, information is power. As an investment advisor representative, I operate under the requirements of a fiduciary. However, not all products are offered on a fee basis. I also offer insurance products when appropriate, based on my clients\u2019 needs. I feel this model helps ensure that our clients\u2019 interests are our interests and we are able to serve a variety of needs.<\/p>\n<p>I offer our prospective clients an initial complimentary, no obligation risk assessment where I provide third-party analysis of your current investments, personalized income projections, and ideas for immediate implementation. I look forward to our initial visit and finding out how we can help you get one step closer to your financial goals.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Donald H. House, Jr. is an investment advisor representative of Spectrum Advisors Financial, LLC, a registered investment advisor, serving customers in Richmond, Indiana and surrounding communities. &#8220;My mission is to provide local families and businesses with innovative financial strategies, solutions &hellip; <a href=\"https:\/\/gpswp.com\/safefg\/financial-planning\/\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":15,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"open","template":"","meta":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.7.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Financial Planning - Spectrum Advisors Financial, LLC<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/gpswp.com\/safefg\/financial-planning\/\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/gpswp.com\/safefg\/financial-planning\/\",\"url\":\"https:\/\/gpswp.com\/safefg\/financial-planning\/\",\"name\":\"Financial Planning - Spectrum Advisors Financial, LLC\",\"isPartOf\":{\"@id\":\"https:\/\/gpswp.com\/safefg\/#website\"},\"datePublished\":\"2014-02-20T20:52:08+00:00\",\"dateModified\":\"2014-03-21T15:28:05+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/gpswp.com\/safefg\/financial-planning\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/gpswp.com\/safefg\/financial-planning\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/gpswp.com\/safefg\/financial-planning\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Financial Planning\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/gpswp.com\/safefg\/#website\",\"url\":\"https:\/\/gpswp.com\/safefg\/\",\"name\":\"Spectrum Advisors Financial, LLC\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/gpswp.com\/safefg\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Financial Planning - Spectrum Advisors Financial, LLC","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/gpswp.com\/safefg\/financial-planning\/","twitter_misc":{"Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/gpswp.com\/safefg\/financial-planning\/","url":"https:\/\/gpswp.com\/safefg\/financial-planning\/","name":"Financial Planning - Spectrum Advisors Financial, LLC","isPartOf":{"@id":"https:\/\/gpswp.com\/safefg\/#website"},"datePublished":"2014-02-20T20:52:08+00:00","dateModified":"2014-03-21T15:28:05+00:00","breadcrumb":{"@id":"https:\/\/gpswp.com\/safefg\/financial-planning\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/gpswp.com\/safefg\/financial-planning\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/gpswp.com\/safefg\/financial-planning\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Financial Planning"}]},{"@type":"WebSite","@id":"https:\/\/gpswp.com\/safefg\/#website","url":"https:\/\/gpswp.com\/safefg\/","name":"Spectrum Advisors Financial, LLC","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/gpswp.com\/safefg\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/gpswp.com\/safefg\/wp-json\/wp\/v2\/pages\/29"}],"collection":[{"href":"https:\/\/gpswp.com\/safefg\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/gpswp.com\/safefg\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/gpswp.com\/safefg\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gpswp.com\/safefg\/wp-json\/wp\/v2\/comments?post=29"}],"version-history":[{"count":7,"href":"https:\/\/gpswp.com\/safefg\/wp-json\/wp\/v2\/pages\/29\/revisions"}],"predecessor-version":[{"id":133,"href":"https:\/\/gpswp.com\/safefg\/wp-json\/wp\/v2\/pages\/29\/revisions\/133"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/gpswp.com\/safefg\/wp-json\/wp\/v2\/media\/15"}],"wp:attachment":[{"href":"https:\/\/gpswp.com\/safefg\/wp-json\/wp\/v2\/media?parent=29"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}